Ways to Save Money During the Holiday Season

Make a list and a budget

If you’re a very organized person, you already know the expected amount you want to spend. Always calculate the amount that you know you can spend on gifts without affecting your family’s current expenses. Know how much you’ll spend on each person, what you’re going to buy them.

Start you’re shopping

By buying a few things between now and Christmas, you’ll be able to keep on top of your finances and keep track of what you’re buying.

Shop Online

Try Amazon for books, magazine subscriptions, toys, gadgets, video games, board games, small appliances, and home decor. You can see early black Friday deals listed on their website.

Also, try to go direct to the brand’s website. Remember Amazon may not always have the best price. Be sure to check out eBay, Walmart, Target, GameStop, BestBuy, Apple Store, Lego, and specialty stores.

Favorite brands emails subscription

One easy way to save is by registering for a store’s email or text notifications. After signing up for free retailers typically reward you with a 15% discount on your first order; then down the road, you might get sale coupons, birthday month coupons, advance notice of sales, and friends and family events.

Buy gift cards

So, a gift card is always a safe bet. Did you know you can buy discounted gift cards? Yes, there are numerous sites out there dedicated to selling gift cards at discounted prices.  You can find discounted gift cards on sites like giftcards.com or cardpool.com

Apps that give you a refund

New apps like Paribus and Earny, help you get money back on online purchases when prices drop at one of the merchants they monitor.  But, be aware that when you use those apps you are giving companies access to your personal information. There always a risk of what these companies could do with your data in the future.

Shop for sales at discount stores

To get the most out of your holiday budget check out the discount stores where you can find discounted items and great deals. Costco, Sam Club, and Big Lots.

Buy a combined gift

Perfect for kids or couples! You can save money while still giving great gifts by giving a slightly more expensive gift. For example, video game consoles are a perfect gift for all family.

Set Up a Gift Exchange

You can cut down on shopping for the extended family by setting up a gift exchange. As your siblings grow up, get married, and have children, your Christmas shopping list gets longer.

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